---
title: Why there's no physical card (yet)
description: Why there's no physical card (yet)
---

[Skip to content](https://support.reloadly.com/why-theres-no-physical-card-yet#main-content)

English

Show submenu for translations

[Customer portal](https://support.reloadly.com/portal?hsLang=en)

[![light bg (1)](https://support.reloadly.com/hs-fs/hubfs/light%20bg%20(1).png?width=250&height=121&name=light%20bg%20(1).png)](https://www.reloadly.com/)

Open main navigation

Close main navigation

- English
  
  Show submenu for translations
- [Customer portal](https://support.reloadly.com/portal)
- Go to reloadly.com

 Go to reloadly.com

 Help Center

- There are no suggestions because the search field is empty.

1. [Help Center](https://support.reloadly.com/?hsLang=en)
2. [Swype](https://support.reloadly.com/swype?hsLang=en)
3. [I'm a Business Partner](https://support.reloadly.com/swype?hsLang=en#im-a-business-partner)

# Why there's no physical card (yet)

|  | swype |
| --- | --- |

 

| CARD TYPES & ISSUANCE  •  FORM FACTOR ## Are Swype cards virtual or physical? Every card currently issued through Swype is virtual — physical cards are not currently available. The sections below outline what virtual-only means for your program and where physical card support sits on the product roadmap. Please verify current availability with your Swype account contact, as roadmap status may have changed since this article was last updated. |  |
| --- | --- |

| AUDIENCE B2B Clients | CURRENT FORM FACTOR Virtual only | PHYSICAL CARDS Roadmap item |
| --- | --- | --- |

**Summary:** Swype currently issues virtual cards exclusively. Physical card availability is subject to roadmap prioritization and issuer approval — it isn't something you can request or schedule today.

| ① | ### What does virtual-only mean for your program? |
| --- | --- |

 Every cardholder on your program receives a fully functional virtual card — full PAN, expiry, and CVV, ready for use immediately on issuance. There's no print-and-mail step, no physical fulfillment vendor, and no shipping logistics to manage on your end. Practically, that means:

| ● | Instant issuance — no fulfillment delay between approval and a usable card |
| --- | --- |
| ● | No physical card production, shipping, or replacement cost on your program |
| ● | Card use is limited to card-not-present transactions and digital wallet provisioning (Apple Pay / Google Pay) |
| ● | No in-person swipe or chip-and-PIN use case unless provisioned to a wallet firstTo use a Swype virtual card in person, cardholders need to provision it to Apple Pay or Google Pay first. The general steps are: (1) Open the Wallet app (iOS) or Google Wallet (Android) and tap Add card. (2) Enter the card's PAN, expiry, and CVV as provided at issuance — or follow the in-app flow if your program supports push provisioning. (3) Complete any identity verification prompted by the wallet provider. Once approved, the card is ready for contactless in-person transactions. Contact your Swype account contact to confirm whether push provisioning is enabled for your program. |

| ② | ### Where physical cards sit on the roadmap |
| --- | --- |

 Physical card issuance is not currently available, and availability is not dependent on a single internal decision. Two prerequisites must align before it can ship — verify current status with your Swype account contact, as this may have changed since this article was last updated:

| Issuer approval Physical card programs require separate sign-off from our issuing bank partners, independent of the virtual card program already in place. | Roadmap prioritization Even with issuer approval in place, physical fulfillment requires a separate development effort that must be prioritized against other product initiatives. |
| --- | --- |

|  | Important Don't commit physical card support to your end users or in external marketing until you have written confirmation from your Swype account contact. There's no committed date, and roadmap items can shift. |
| --- | --- |

Need physical cards for your use case?

Let us know your requirements — demand signal helps inform how this gets prioritized.

[Contact Support →](https://dashboard.swype.cards/help/raise-ticket)

 

- [Start Here](https://support.reloadly.com/start-here?hsLang=en)
- [Swype](https://support.reloadly.com/swype?hsLang=en#main-content)

    - [I'm a Business Partner](https://support.reloadly.com/swype?hsLang=en#im-a-business-partner)
    - [I'm a Cardholder](https://support.reloadly.com/swype?hsLang=en#im-a-cardholder)
- [Test Mode](https://support.reloadly.com/test-mode?hsLang=en)
- [Wallet](https://support.reloadly.com/wallet?hsLang=en)
- [Security](https://support.reloadly.com/security?hsLang=en)
- [Roles](https://support.reloadly.com/roles?hsLang=en)
- [Airtime Pricing](https://support.reloadly.com/airtime-pricing?hsLang=en)
- [Topups](https://support.reloadly.com/topups?hsLang=en)
- [Perq Rewards](https://support.reloadly.com/perq-rewards?hsLang=en)
- [Gift Cards](https://support.reloadly.com/gift-cards?hsLang=en)
- [Sales](https://support.reloadly.com/sales?hsLang=en)
- [Reports](https://support.reloadly.com/reports?hsLang=en)
- [Promotions](https://support.reloadly.com/promotions?hsLang=en)
- [Rest API](https://support.reloadly.com/rest-api?hsLang=en#main-content)

    - [Developer Questions](https://support.reloadly.com/rest-api?hsLang=en#developer-questions)
    - [Troubleshooting](https://support.reloadly.com/rest-api?hsLang=en#troubleshooting)
- [Frequently Asked Questions](https://support.reloadly.com/frequently-asked-questions?hsLang=en)
- [Partnership](https://support.reloadly.com/partnership?hsLang=en)

# Reloadly

reloadly.com Help Center

Copyright © 2026, Reloadly