---
title: Is Perq secure?
description: Perq is built on Reloadly’s infrastructure with bank-grade encryption, OTP, fraud detection, and GDPR compliance. All transactions and data are securely handled. Yes. We operate in compliance with fin
---

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# Is Perq secure?

Perq Reward · Security

## How Perq keeps every reward secure and compliant

What's protecting your transactions and data, and what compliance actually means for you as a sender.

Reading time

1–2 minutes

Level

Basic

Topic

Compliance

**Perq** is built on Reloadly's infrastructure, so every reward you send inherits the same security foundation as the rest of the platform — bank-grade encryption, OTP verification, fraud detection, and GDPR compliance. All transactions and data are handled securely from end to end.

🔐 Bank-grade encryption

Protects transaction and recipient data both in transit and at rest.

🔑 OTP verification

Adds an identity check at the points where it matters most.

🛡️ Fraud detection

Monitors activity continuously to catch suspicious patterns early.

📋 GDPR compliance

Recipient and sender data is handled according to GDPR requirements.

## ❓ Frequently asked questions

Is Perq compliant with local regulations?

Yes. We operate in compliance with financial regulations in all supported markets and continuously monitor changes to ensure full compliance.

Do I need to collect tax information from recipients?

Depending on your country and the reward amount, you may need to handle tax reporting. Perq can provide transaction records to assist with compliance.

Where can I get the transaction records mentioned above?

Check Reports → Perq Reward for order-level detail, or Payment History for the financial side of each transaction.

 ℹ️ This article provides general information and isn't tax or legal advice. For guidance specific to your business and jurisdiction, consult a qualified tax or legal professional.

Have a specific compliance question?

Our support team can point you in the right direction.

[Contact support →](mailto:tickets@reloadly.com)

 

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